Following the first birthday of my daughter Shrivi, I found myself at a turning point in my life. I was confused by this desire to take charge of my finances; I think most of you may identify with it. I did not know which direction to turn. I was immobilized by the plethora of investing possibilities and technical jargon associated with it. I was terrified that I would make a mistake and lose all of my hard-earned money. However, the idea of protecting my daughter's financial future made me more determined. I started reading books to read basic personal finance techniques as a result.